Should I need Term Plan.

This is a common question on the mind of most person, when person looking for Insurance, because term Plan will not provide you any maturity if person survive till policy term and the amount, which paid by customer waste. In this situation person think that should I buy term plan or not.

So, Friends don’t need to confuse. Today thepolicykart.com provide you all details about the term plan and why you should purchase term plan from this blog post.

So First thing whenever you are looking for a term plan or thinking about it prefer best insurance company like LIC, HDFC, ICICI.Because the claim settlement ratio of this company is good and this companies are establish from long term, but I am specially prefer you for LIC Terms plan, due to good claim settlement history and superb customer phase and last thing that LIC Established in this field from past 40-45 years, which is a big trust in itself.

So, Term plan provides you a security for your family future and help them to stand them in absent of earning member and the family can survive and provide proper education and other essential thing without struggling for money.So,this is the major concept behind the term plan. Also term plan’s premium will be very less and reason for that Insurance only.

Now I have said above that I will prefer LIC for term plan and reason is that LIC is a first Insurance company in India and trustable also. Also LIC claim settlement process is very easy and cover almost everything. Like Natural Death, Accidental Death, Road Accident, Suicide case.So,there is very less chance of risk in LIC to loose money.

Pension Plan - More Than pension benefit.

Pension plan is an important part of our life. This will secure our future, when no one available to support you and provide you a financial security. Pension Also make you non dependable on anybody. You can do whatever you like…You can buy or give gift any one without asking money from your earning son or daughter. You are enjoying your old age also like a youth time.

But for getting this much benefit you need to keep some point on mind. First thing that you have start planning for pension as soon as.Because sooner you will start, than you are eligible for maximum benefit. Second thing everyone can plan for old  age means for pension. If a person start saving minimum 500 Rs every month, than person eligible for good pension amount at the age of 55 or 60,Because commonly every service holder retired after 55 and private job holder person can work till 55-60 Age.So,its depend on the Income of person and how much an individual can save. Because more saving is a result of more benefit and higher pension amount.

Also pension planning is not limited till you, because many plans available in Insurance companies, who provide you pension till life time as well as maturity amount to your nominee after death.So,you have double benefit, that you are enjoying your old age as well as your nominee means son, daughter or your wife also get benefit after the death of policy holder.

Like LIC introduced a plan named New Jeevan Nidhi and Jeevan Akshay-6.Which provide the same benefit, which I have mentioned above. The plan provide you regular pension amount as per your investment and as per your opted mode. You can get pension in monthly, quarterly, half yearly and yearly basis. Also you can start getting pension from your 55 age and after your death your nominee would receive maturity amount. Also you can choose the pension option as per your requirement.

So, please visit here : www.thepolicykart.com for more details or call us : +91 7319758961.

Best Investment Plan In Insurance Companies.

There are 24 Insurance companies available in India, who provides Life Insurance product and in this condition its very tough for us to find out right plan for our self.Which cover our all aspects of Future. Like Child Education,Marriage,Retirement and other financial requirements.So,www.thepolicykart.com available here to help you in this situation and help you to choose and find out best one investment plan for you,which covers all aspects of your future above mention.

But than also we can just guide you best one and provide you an assumption,but its depend on your decision finally.Also in current throat cut  competition you can check value also.Because many companies available in India,they provide same benefit and same return in low premium and other company like LIC provides in high premium.

So,it’s a big confusion for customers to understand why this happening.So,keep it on mind, than you are opting a insurance policy for your family future and you just want that in case of any unexpected happening, your family will not come on road and your insurance will support your family.So,this is the major concept behind the insurance plan and Investment plan.So,first check claim settlement ratio of insurer and than check the insurer dealing in this field from how many years.  As you know that “old is gold”.So,same thing happening here.If you go with reputate and good claim settlement history,than definitely you have to pay little high premium,because your risk factor is very nominal.So,before opting any plan take help of experienced person of www.thepolicykart.com ……Have a nice day…

               We come back again with some new and beneficial details and before that : “Insure Carefully, Dream Fearlessly….”