Pension plan is an important part of our life. This
will secure our future, when no one available to support you and provide you a
financial security. Pension Also make you non dependable on anybody. You can do
whatever you like…You can buy or give gift any one without asking money from
your earning son or daughter. You are enjoying your old age also like a youth
time.
But for getting this much benefit you need to keep
some point on mind. First thing that you have start planning for pension as
soon as.Because sooner you will start, than you are eligible for maximum benefit.
Second thing everyone can plan for old
age means for pension. If a person start saving minimum 500 Rs every month,
than person eligible for good pension amount at the age of 55 or 60,Because
commonly every service holder retired after 55 and private job holder person
can work till 55-60 Age.So,its depend on the Income of person and how much an
individual can save. Because more saving is a result of more benefit and higher
pension amount.
Also pension planning is not limited till you,
because many plans available in Insurance companies, who provide you pension
till life time as well as maturity amount to your nominee after death.So,you have
double benefit, that you are enjoying your old age as well as your nominee
means son, daughter or your wife also get benefit after the death of policy
holder.
Like LIC introduced a plan named New Jeevan Nidhi
and Jeevan Akshay-6.Which provide the same benefit, which I have mentioned
above. The plan provide you regular pension amount as per your investment and
as per your opted mode. You can get pension in monthly, quarterly, half yearly
and yearly basis. Also you can start getting pension from your 55 age and after
your death your nominee would receive maturity amount. Also you can choose the
pension option as per your requirement.
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