Pension plan is a most important thing for senior citizen,
Because pension is a biggest support for senior citizen to help and support
them in old age and pension provides a power to survive happily and fulfill all
dreams in older age also very easily without any financial worry.
There are many plans provided by many of Insurance companies,
but choosing a best suitable pension plan is not a very easy in the meantime of
throat cutting competation. All.All insurance companies show his product best, but
internally in every product there is some pros and cons available.So,we need to
check everything properly, before purchasing the plan. Because your current
decision will make your older age bright or dark. If any one can take right
decision right now and invest in correct place, than it will provide you good
returns as well as good pension and you can easily complete all the dreams and
live in retirement as a king.
But if mistakenly take a wrong decision and invest in
wrong place than this decision will destroy your amount as well as your
retirement.
So, First prefer trusted companies like
LIC,HDFC,ICICI and other insurance company, who have a good track reports and
less claim dispute record.
There are 3 plans available in LIC,which is
beneficial for senior citizens also.LIC provides Jeevan Nidhi Plan,JeevanAkshay-6,Single Premium Pension Plan.So,LIC Provides you all the option to
start pension policies. Means you can start retirement planning with regular
investment or with one time investment and after a certain period you will
start getting pension on regular basis. Also you can start getting pension
amount in various method comfortable for you. Like you can withdraw your
pension amount in monthly,quarterly,half yearly and yearly basis, but you have
to choose this payment mode at the time of pension starting time.
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